Individual Health Insurance in Wyoming
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The Equality State, or Cowboy State as it's also known, is home to half a million Americans. Each year, another 6800 more are born into the population. Unfortunately, insurance status is not equal: 15 percent of Wyoming's cowboys and cowgirls do not have a health insurance plan. With the wide variety of health insurance policies that are available, almost everyone in Wyoming should be able to get the insurance plan they need to cover their medical expenses.
Wyoming Health Facts and Challenges
Fifteen percent of all new mothers-to-be in Wyoming don't get the prenatal care they need during their pregnancies. Consequently, about 500 babies, or 8.6 percent of all newborns, are born each year with a low birth weight and 11 percent are born prematurely. Twenty-four percent of babies under the age of 3 don't get the immunization shots that are recommended for all children by the American Medical Association, 9 percent of kids between the ages of 10 and 17 are overweight and almost half of all Wyoming's children didn't get to see both a dentist and doctor last year. A basic health plan would go a long way in greatly improving the numbers mentioned above.
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Health Insurance Needs in Wyoming
Many adults in Wyoming suffer from chronic conditions that can get worse if not caught early and treated efficiently. For example, 6 percent of all adults in Wyoming are diagnosed with diabetes, 12 percent have asthma, 59 percent are overweight or obese and 21 percent are smokers. Don't neglect your health, get a health plan that covers regular check ups to help prevent serious health consequences in the future.
Wyoming Health Insurance Laws
Wyoming law allows insurance companies to deny coverage due to a health problem. Pre-existing conditions can be temporarily excluded with the imposition of a maximum exclusion period of 12 month, or permanently excluded with the attachment of an elimination rider. Pregnancy and genetic information qualify as pre-existing conditions. Applicants denied coverage can receive assistance from the Wyoming Health Insurance Pool. There are no regulations limiting premium prices. Your policy can not be cancelled because you become sick.
Individual Health Insurance Companies in Wyoming
Assurant Health
Blue Cross Blue Shield of Wyoming
Celtic
Fairmont Specialty Group
Security Life
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