Individual Health Insurance in Wisconsin
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The Badger State is where 1.8 million Americans make their homes. Every year, another 70,000 more Wisconsinians are born. Unfortunately, 9 percent of the people living in Wisconsin do not have a health insurance plan. The good news is there is such a wide range of options are available in health insurance today, there's no reason why everyone can't join the ranks of the insured.
Wisconsin Health Challenges
A lack of health insurance hurts the smallest residents of Wisconsin; 15 percent of all new mothers don't receive the prenatal care they need to ensure a healthy delivery. This results in 4880 low birth weight babies each year, or 7 percent of all newborns, and 11 percent are born preterm. Seventeen percent of Wisconsin's children under the age of 3 don't receive the immunizations they need, 14 percent of kids between 10 and 17 are overweight and 39 percent didn't get to see both a doctor and a dentist last year. All of Wisconsin's children should have health insurance coverage. Don't wait to make sure your child is protected with a comprehensive health plan.
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Health Insurance Needs in Wisconsin
Everyone can benefit from a health insurance policy that provides for regular visits to the doctor. Six percent of Wisconsin adults are diagnosed with diabetes, 13 percent have asthma, 59 percent are obese or overweight and 20 percent are smokers. These conditions can become much more drastic health problems such as stroke, cancer and heart disease. Don't procrastinate: get your free health insurance quote and help prevent serious medical conditions in the future.
Wisconsin Health Insurance Laws
Wisconsin law allows insurance companies to deny coverage due to a health problem. Applicants that are denied coverage can receive assistance through the Wisconsin Health Insurance Risk Sharing Plan. Pre-existing conditions can be excluded temporarily with the imposition of a maximum exclusion period of two years, or permanently excluded with the attachment of an elimination rider. Pregnancy qualifies as a pre-existing condition, but genetic information does not. There are no regulations limiting policy prices. Your policy can not be cancelled because you become sick.
Individual Health Insurance Companies in Wisconsin
American Family Insurance
American Medical Security
Assurant Health
BlueCross BlueShield of Wisconsin
Celtic
Fairmont Specialty Group
Golden Rule
Group Health Cooperative
Midwest Security
Security Life
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