Wellmark Blue Cross Blue Shield of Iowa (Wellmark BCBSIA)
Do you live and work in Iowa?
Are you searching for an individual health insurance plan
for yourself or for yourself and your family? As of 2009, over 1.7 million
Iowa residents are insured with Wellmark Blue
Cross and Blue Shield so you have come to the right place.
The company focuses on improving the health of its members
and their communities through customer satisfaction.
Americans want to make sure they are protected
from the spiraling costs of healthcare and the effects of
an unexpected illness or injury. Many people who look for
the individual type of health insurance are doing so for the
first time or as a result of changes in their life, such as,
graduation, early retirement, divorce, or marriage. Some people
are looking for added benefits, over and above their present
plan, while some are looking because they are self-employed
and want the stability that health insurance brings. In either
case, Wellmark Blue Cross recognizes your individual reasons
for needing health insurance – and they will work to
ensure the plan you choose is a good fit.
Wellmark BC/BS of IA Individual Health
Plans
Alliance Select Essential Plans
A
PPO (Preferred Provider Organization) plan with a
$1500 deductible. The combination of co-payments with a higher
deductible and out-of-pocket maximum keeps premiums low. This
policy offers coverage for hospital, medical, and surgical
expenses due to covered illness or injury.
Alliance Select Enhanced Plans
An extension of the Essential Plan. With this policy,
you are offered a choice of three deductibles priced at $600,
$1200, and $1800. In addition, the Enhanced Plans provide
a wider variety of covered services such as routine physicals
and well-child care up to age seven.
Alliance Select Comprehensive Plans
The Wellmark top-of-the-line PPO plans. You are
given a choice of four deductibles to choose from. This plan
also includes additionally covered services such as maternity,
chiropractic, mental health, and chemical dependency care.
Blue Priority HSA™/Alliance Select
Works in conjunction with Wellmark’s high deductible
health plans. It allows you to deposit pre-taxed income into
a HSA (Health Savings Account) that you use to pay your deductible
and other allowed medical expenses.
Wellmark Blue Cross Blue Shield is an independent
licensee of the BCBS
Association.
Wellmark Blue Cross Blue Shield of Iowa Office Location
636 Grand Avenue
Des Moines, IA 50309
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