Individual Health Insurance in Tennessee (TN)
The Volunteer State is where 5.86 million Americans live, work and play. Every year more than 79,000 babies are born into the population. Of these, a whopping 14 percent walk the streets each day with no health insurance protecting them. With all of the health insurance policies at differents costs and levels of coverage, there's no reason why everyone can't have some degree of protection in the way of a health plan.
Tennessee Health Facts
Thirty percent of Tennessee's new mothers don't get the prenatal care they need, resulting in more than 7200 low birth weight babies each year, 9 percent of all newborns. Another 14.5 percent are born prematurely. Unfortunately, 17 percent of children under the age of 3 don't get the immunizations they need, 20 percent of kids between the ages of 10 and 17 are overweight and 42 percent didn't make it to see both a doctor and a dentist last year. Even the simplest of health insurance plans would cover these costs and go a long way in improving the health of people who live in Tennessee.
Health Insurance Needs in Tennessee
Grownups would do well to invest in and take advantage of the regular health checkups and preventative measures that are covered in health insurance policies. Almost 10 percent of Tennessean adults are diagnosed with diabetes, 11 percent have asthma, 59 percent are obese or overweight and 27 percent smoke, one of the highest rates in the country. All of these conditions can lead to much more serious conditions such as heart disease, cancer, stroke. Start protecting your health with a quality health care plan today!
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Tennessee Health Insurance Laws
Tennessee allows insurance companies to deny coverage because you have a health problem. The exception are HIPAA eligible applicants, they are guaranteed coverage. Check with your state insurance department for details on eligibility requirements. Pre-existing conditions can be temporarily excluded with the imposition of a maximum exclusion period of two years, or permanently excluded with the use of an elimination rider. HIPAA eligible individuals are exempted from all exclusions. Pregnancy qualifies as a pre-existing condition. There are no regulations limiting premium prices. The state prohibits cancellation of your policy because you become sick.
Individual Health Insurance Companies in Tennessee
Aetna
American Medical Security
Assurant Health
BlueCross BlueShield of Tennessee
Celtic
Fairmont Specialty Group
Golden Rule
Security Life
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