Individual Health Plans
Wednesday, January 7, 2009   
 
Types of Health Plans
*
Types of Health Coverage
*
Health Insurance Companies
Health Insurance Companies

Find the individual health plan
as unique as you are

Choose from hundreds of
leading plans nationwide

Enter your zip code to begin:
Are you over the age of 65?
Yes   No

Interested in a company with essential values of integrity, quality, and trust for your individual health insurance? State Farm is a name associated with responsibility and honesty. The company mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Isn’t that exactly what you want your health insurance to do?

Because the cost of health care continues to rise, an illness or injury can quickly deplete your savings without health insurance. Almost 100 years ago, people saw the need for health plans and realized they provide financial security. And State Farm understands your needs are singular to you – there is no one else like you. That’s why State Farm offers so many types of health plans; so one will answer all of the needs in your life and also fit within your budget.

Instantly request a online health insurance quote >>

Insurance Coverage Provided by State Farm Insurance

State Farm provides the following plans for your review, with a partnership with Assurant Health (the top provider of individual health plans) for the first four types:

Individual Medical Insurance Coverage

Provides comprehensive benefits with options that allow you to customize each plan according to your needs. Unfortunately, it is not available to residents of HI, ME, MA, NJ, NY, RI, VT, WA.

One Deductible Plan

Includes a high annual deductible that covers all insured persons and all covered services. Due to the high deductible, this is a lower premium plan. This plan can also be combined with an HSA or Health Savings Account from State Farm Bank. This plan is not available to residents of HI, ME, MA, NJ, NY, RI, VT, WA.

Short Term Medical

Temporary health insurance with coverages from 30 to 365 days, depending on your state of residence. It is intended for those who need health insurance for only a short time. Unfortunately, it is not available in HI, MA, NJ, NY, RI, VT.

Student Select

Individual health insurance for college students up to age 29. It is renewable and intended for those outside their parents HMO or PPO region. Residents of HI, ME, MA, NH, NJ, NY, RI cannot access this plan.

Supplemental Medical Insurance

Provides benefits when you are hospitalized for those added expenses not covered by your regular health plan. Because benefits are paid to you directly, the use of the money is entirely up to you also. The policy includes daily benefits, intensive care, accidental injury, outpatient surgery, and extended care.

Medicare Supplement Insurance

Offers help with those expenses not paid by Medicare. Depending on your state of residence, you have a choice of several plans from which to choose. These plans are not available in MA, NJ, RI.

Health Savings Account

Combines with a high deductible health plan, such as the One Deductible Plan from Assurant Health. The HSA is through the State Farm Bank and allows you to deposit pre-taxed funds which are then used for the deductible and other qualifying health expenses. Money left in the account can either stay there to grow with tax-free interest or can be used at a later time for allowable health costs.

Long Term Care Insurance

Provides coverages when you can no longer care for yourself and includes services in your home or in a facility. LTC insurance can stabilize your finances and assets. There are many choices for features or options in this plan and can vary according to your state of residence.

State Farm Insurance Rating

Best's Rating: A++

The financial strength and future outlook of a company are reflected in the ratings above.

Assurant Health products are issued, as well as underwritten, by Time Insurance Company of Milwaukee, WI.

State Farm Insurance Office Location

One State Farm Plaza
Bloomington, IL 61710-0001

Request a FREE online health insurance quote >>

 

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. The above summary does not suggest any authorization or license to sell or offer insurance products. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.

 
Feature Articles & Research
*
Search By State
*

KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today!
Looking for individual health insurance? You're not alone. By the end of 2007, healthcare costs are expected to reach 2.25 trillion dollars. Safeguard your health and your wallet by investing in a health plan that's unique as you are.
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million in 2005 to 47 million in 2006. Don't be a part of this alarming statistic; get quoted on a health insurance policy today.

 

 

*