Individual Health Insurance in South Carolina (SC)
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The Palmetto State is where 4.19 million people make their homes. Another 56,500 are born in the state each year, adding to the population. Of these, 17 percent do not have health insurance coverage. If you or your family is part of that 17 percent, don't wait any longer - protect your health with a comprehensive health insurance plan.
South Carolina Health Facts and Issues
Healthy kids happen with health insurance coverage and South Carolina residents without it suffer before they're even born. Thirty-two percent of South Carolina's new moms didn't get the prenatal care they need to ensure a healthy pregnancy. Consequently, 5760 babies were born with low birth weight about 7800 were born prematurely. Fifteen percent of children under the age of 3 don't get the immunizations they need to stay healthy and 19 percent of kids between the ages of 10 and 17 are overweight. Almost half didn't get to visit both a dentist and a doctor last year. All it takes is a basic health insurance policy and all of these services and more would be covered.
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Health Insurance Needs in South Carolina
To ensure a healthy future, people who call South Carolina home must attend to common chronic health issues by identifying them early, treating and monitoring them with regular doctor visits. Ten percent of adults in South Carolina are diagnosed with diabetes, 11 percent have asthma, 60 percent are obese or overweight and 22 percent smoke. All of these conditions can worsen and be life threatening in themselves or contribute to other health problems like heart disease and stroke. Protect yourself with a quality health insurance policy. Get your free quote today.
South Carolina Health Insurance Laws
South Carolina allows insurance companies to deny coverage due to a health problem. Insurance purchased with a comprehensive form application can exclude pre-existing conditions for a maximum period of 24 months or attach an elimination rider. Applicants who filled out a simplified form follow different guidelines. Contact your state department of insurance for details on simplified form policies. HMOs can impose a maximum exclusion period of only 12 months due to pre-existing conditions. Pregnancy qualifies as a pre-existing condition, but genetic information does not. There are no regulations limiting premium prices. The state prohibits cancellation of your policy because you become sick.
Individual Health Insurance Companies in South Carolina
American Medical Security
Assurant Health
BlueCross BlueShield of South Carolina
Celtic
Fairmont Specialty Group
Golden Rule
Security Life
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