Individual Health Plans
Sunday, July 5, 2015  
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Regence Blue Cross Blue Shield of Oregon Individual Health Plan

Are you over 65?
Yes   No

When searching for individual health insurance in Oregon, your first stop should be at Regence BlueCross BlueShield of Oregon. They are committed to providing the best value in health, dental, and vision insurance through quality services. With today’s rising cost of health care, it’s reassuring to know that someone is looking out for you.

You are not alone in needing individual health insurance. For many reasons, people find themselves in life situations that require individual coverage – this can be complicated and confusing! There are many things to consider, for example, if you go to the doctor often, you will need an insurance plan that is vastly different from someone who goes rarely. For someone who goes often, it is better to choose a plan with a lower deductible and higher annual premium. The best way to decide on a plan is to first figure out your needs, and then, let Regence BCBS of Oregon help you choose the perfect plan. Regence BCBSO offers plans in Oregon and Clarke County, Washington.

Regence BCBS of Oregon Individual Health Plans

Blue SelectionsSM Medical Plans

These plans offer a broad range of choices for annual deductibles, so you can pick the one that is most suitable to you. There is also a selection for coinsurance levels which can allow you to lower your premium. You can also save more by using the BCBS network of health providers, but you are still free to see any doctor you want at slightly higher cost. There are four deductible levels available in Blue Selections

Regence Health Savings Account

A high deductible Blue Selections insurance plan coupled with an HSA at your bank of choice. The insurance plan has several deductible levels to choose from; a higher deductible means lower annual premiums for you. The Health Savings Account is tax exempt and allows you to set aside money which is then used for your deductible and other qualified expenses. You save in two ways and also gain the ability to choose how you spend your health-dedicated money.

Individual Dentacare

Dental insurance for you and your family through Williamette Dental offices, which are located throughout many areas of Oregon. Routine and emergency care is covered immediately, with major dental procedures covered after six months. These plans can be added as options with other medical plans from BCBS.

Short-Term Medical Coverage

Short-term plans are offered by Regence through a subsidiary company, Regence Life and Health. Short-term medical coverage provides help for those who only need it for a short period of time. Policies may range from 30 to 185 days in length and include four deductible options and two coinsurance options.

Medicare Plans

Regence BCBS Medicare Plans feature four options to those who are eligible for Medicare and are chosen according to what area of the state you reside.

Regence Blue Cross Blue Shield of Oregon

PO Box 1071
Portland, OR 97207

Are you over 65?
Yes   No is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.

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