Regence Blue Cross Blue Shield of Oregon Individual Health Plan
When searching for individual health insurance
in Oregon, your first stop should be at Regence BlueCross
BlueShield of Oregon. They are committed to providing the
best value in health, dental, and vision insurance through
quality services. With today’s rising cost of health
care, it’s reassuring to know that someone is looking
out for you.
You are not alone in needing individual health
insurance. For many reasons, people find themselves in life
situations that require individual coverage – this can
be complicated and confusing! There are many things to consider,
for example, if you go to the doctor often, you will need
an insurance plan that is vastly different from someone who
goes rarely. For someone who goes often, it is better to choose
a plan with a lower deductible and higher annual premium.
The best way to decide on a plan is to first figure out your
needs, and then, let Regence BCBS of Oregon help you choose
the perfect plan. Regence BCBSO offers plans in Oregon and
Clarke County, Washington.
Regence BC/BS of Oregon Individual Health
Plans
Blue Selections Medical Plans
These plans offer a broad range of choices for annual deductibles, so
you can pick the one that is most suitable to you. There is
also a selection for coinsurance levels which can allow you
to lower your premium. You can also save more by using the
BCBS network of health providers, but you are still free to
see any doctor you want at slightly higher cost. There are
four plans included in Blue Selections:
Blue Selections Premier
offers a high deductible and $20 co-payments.
Blue Selections Plus offers
the use of the BCBS network and lower premiums.
Blue Selections Basic provides
the lowest premiums while still covering the basics.
YouthCare Child Only Plans
deliver the above three plans for children 0 to 17.
Regence Health Savings Account
A high deductible Blue Selections insurance plan coupled
with an HSA at your bank of choice. The insurance plan has
several deductible levels to choose from; a higher deductible
means lower annual premiums for you. The Health Savings Account
is tax exempt and allows you to set aside money which is then
used for your deductible and other qualified expenses. You
save in two ways and also gain the ability to choose how you
spend your health-dedicated money.
Individual Dentacare
Dental
insurance for you and your family through Williamette Dental
offices, which are located throughout many areas of Oregon.
Routine and emergency care is covered immediately, with major
dental procedures covered after six months. These plans can
be added as options with other medical plans from BCBS.
Short-Term Medical Coverage
Provides
medical coverage for those who only need it for a short period
of time. Policies may range from 30 to 185 days in length
and include four deductible options and two coinsurance options.
CareDirections™
Premier
Long-Term Care supplies peace of mind for lengthy illnesses
and injuries when a person’s savings is not enough.
It covers expenses that most health insurance and Medicare
do not. This plan covers up to $4500 per month if and when
you need it.
Medicare Plans
Regence
BCBS Medicare Plans feature four options to those who are eligible for Medicare
and are chosen according to what area of the state you reside.
Regence Blue Cross Blue Shield of Oregon
P.O. Box 1271
Portland, OR 97207-1271
Request a free health insurance quote now >>
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