Regence Blue Cross Blue Shield of Oregon Individual Health Plan
When searching for individual health insurance
in Oregon, your first stop should be at Regence BlueCross
BlueShield of Oregon. They are committed to providing the
best value in health, dental, and vision insurance through
quality services. With today’s rising cost of health
care, it’s reassuring to know that someone is looking
out for you.
You are not alone in needing individual health
insurance. For many reasons, people find themselves in life
situations that require individual coverage – this can
be complicated and confusing! There are many things to consider,
for example, if you go to the doctor often, you will need
an insurance plan that is vastly different from someone who
goes rarely. For someone who goes often, it is better to choose
a plan with a lower deductible and higher annual premium.
The best way to decide on a plan is to first figure out your
needs, and then, let Regence BCBS of Oregon help you choose
the perfect plan. Regence BCBSO offers plans in Oregon and
Clarke County, Washington.
Regence BCBS of Oregon Individual Health
Blue SelectionsSM Medical Plans
These plans offer a broad range of choices for annual deductibles, so
you can pick the one that is most suitable to you. There is
also a selection for coinsurance levels which can allow you
to lower your premium. You can also save more by using the
BCBS network of health providers, but you are still free to
see any doctor you want at slightly higher cost. There are
four deductible levels available in Blue Selections
Regence Health Savings Account
A high deductible Blue Selections insurance plan coupled
with an HSA at your bank of choice. The insurance plan has
several deductible levels to choose from; a higher deductible
means lower annual premiums for you. The Health Savings Account
is tax exempt and allows you to set aside money which is then
used for your deductible and other qualified expenses. You
save in two ways and also gain the ability to choose how you
spend your health-dedicated money.
insurance for you and your family through Williamette Dental
offices, which are located throughout many areas of Oregon.
Routine and emergency care is covered immediately, with major
dental procedures covered after six months. These plans can
be added as options with other medical plans from BCBS.
Short-Term Medical Coverage
Short-term plans are offered by Regence through a subsidiary company, Regence Life and Health. Short-term medical coverage provides
help for those who only need it for a short period
of time. Policies may range from 30 to 185 days in length
and include four deductible options and two coinsurance options.
Medicare Plans †
BCBS Medicare Plans feature four options to those who are eligible for Medicare
and are chosen according to what area of the state you reside.
Regence Blue Cross Blue Shield of Oregon
PO Box 1071
Portland, OR 97207
†Individual-Health-Plans.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.
A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.