Individual Health Plans
Wednesday, January 7, 2009   
 
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Regence Blue Shield of Idaho (Regence BSID)

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Looking for individual health insurance in Idaho? Regence BlueShield of Idaho can help you – just like they have with 180,000 other Idaho residents by connecting them with almost 4500 qualified health care providers in the company’s state network. Regence is a company in the northwest part of America, serving over 3 million people in four states. Their goal is to maintain high ethical standards, while delivering health plans that meet your needs and your budget.

The need for individual health coverage can arise from a variety of reasons. Buying healthcare can be overwhelming; the process can make you confused and insecure. We are here to help you through it. Regence BlueShield of Idaho can simplify the process with their plans that are tailored to meet your health insurance needs. Whether this is your first time buying health insurance or whether you are just comparing costs, Regence BlueShield of Idaho can help you.

Regence BS of ID Individual Health Plans

Regence Select is a PPO

Program and offers a choice from three benefit plans, with the freedom to choose either in-network health professionals at a savings, or out-of-network health professionals at slightly higher costs. Please refer to Regence Select for plan highlights.

Regence Individual Health Savings Account

Provides savings on your individual coverage while giving you more flexibility. You open an HSA into which you deposit tax exempt money that you use to pay your annual deductible and other allowable health expenses. Any money left in the account at the end of the year is allowed to grow tax free. The HSA combines with a health insurance plan to give you a choice among three different high deductible plans. Due to its high deductible, whichever plan you choose will come with a lower annual premium. This type of plan allows you to save in several ways.

Regence BSID Options Under Medicare

MedAdvantage

Provides the protection of a PPO network for Medicare eligible seniors. There are no deductibles for in-network care and $5 co-payments for office visits and preventive care. The plan also includes prescription discounts and dental benefits. In order to take advantage of this plan, you must live in one of the Idaho counties where it is available.

Senior Selection

A supplemental Medicare insurance with dental benefits and an individual assistance program.

HealthSense 65

Offers an alternative to traditional Medicare. Policyholders receive the same benefits as regular Medicare and supplemental plans. Here, you choose a primary care physician from the extensive list of HealthSense professionals and he/she will oversee your medical care. The HealthSense providers render all of your health services at an affordable price. This plan is available in a limited number of Idaho counties.

Medicare Supplement

Provides extra benefits to Medicare Part A and B recipients. There are five plans from which to choose when you enroll.

High Risk Pool

Available from Regence for those who have previously been denied coverage: Basic, Standard, & Catastrophic plans are available.

Regence Blue Shield of Idaho Office Location

1602 21st Avenue
P.O. Box 1106
Lewiston, Idaho 83501

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KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today!
Looking for individual health insurance? You're not alone. By the end of 2007, healthcare costs are expected to reach 2.25 trillion dollars. Safeguard your health and your wallet by investing in a health plan that's unique as you are.
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million in 2005 to 47 million in 2006. Don't be a part of this alarming statistic; get quoted on a health insurance policy today.

 

 

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