Premera Blue Cross of Washington (Premera BCWA)
Searching for individual health insurance in
Washington? You have come to
the right place, because Premera Blue Cross provides
health coverage to over 1.3 million residents statewide (as of 2009). Premera
has a network of 20,000 top-notch health care providers and
over 100 of the best hospitals in the system. All Americans
know about the rising costs of medical care, and the best
way to guard against financial ruin in the face of unexpected
accidents and illnesses is to let Blue Cross help. Premera
Blue Cross prides itself in helping individuals find the right
plan for all of their needs.
The exact reasons you need the individual type
of health insurance can vary. You may be opening your own
business, getting ready to graduate, changing jobs, etc. Premera
BC wants to help you and does this by providing insurance
plans with various options, so you can choose the one that
fits your requirements and your budget.
Premera BCWA Individual Health Plans
Heritage Protector Plus 20™
Offers coverage for major accidents and illnesses. You have
a choice between two annual deductibles, $500 or $1000. Use
of the Premera network of health care providers will render
better benefits.
Heritage Value Plus 30™
Provides coverage for accidents and illnesses, with a choice
of three annual deductibles: $2500, $5000, or $10,000. When
using a health care provider from the Premera network, you
will save in out-of-pocket costs. This is a low annual premium
plan.
Heritage Preferred Plus 30™
Delivers major medical, routine, and preventive services with
a $1000 annual deductible. There is a 30% coinsurance for
Premera network providers.
Heritage Preferred Plus 20™
Provides preventive, routine, and major medical services with
a $1000 yearly deductible. The coinsurance for Premera network
health professionals is 20%.
Long Term Care Insurance
Furnishes
freedom to choose the type of care you want. In the Comprehensive
Plan, you are not limited to one type of service, so you can
get the help you need at home or at a facility. In the Facility
Only plan, benefits come when the member receives care at
a qualified facility. In the Community Only plan, benefits
come when the member is receiving home care and not at a facility.
Medicare Supplement Washington
Includes four plans which offer a wide range of coverage,
allowing you to pinpoint the one that’s best for you.
Premera Blue
Cross of Washington provides
insurance plans to residents of Washington, except Clark County.
Premera Blue Cross is an independent licensee of the BCBS
Association.
Premera Blue Cross Rating
Best's
Rating: A-†
† As of March 2009.
The financial strength and future outlook of a company are reflected in the ratings above.
Premera Blue Cross of Washington Office Locations
Eastern Washington
3900 East Sprague
Spokane, WA 99202
Western Washington
7001 - 220th SW
Mountlake Terrace, WA 98043
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