Individual Health Plans
Friday, November 20, 2009   
 
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Individual Health Insurance in Oregon (OR)

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The Beaver State is home to 3.6 million people with another 45,600 born in the state each year. Unfortunately, 17 percent of all Oregonians do not have the health insurance they need to protect themselves in their families. With only a little bit of information, though, you can have a health insurance quote for an affordable policy free of charge.

Oregon Health Statistics

Almost 20 percent of new mothers in Oregon do not receive the prenatal care they need to ensure a safe pregnancy. This results in 2750 babies born with a low birth weight, 6 percent of all newborns. Another 10 percent are born prematurely and 26 percent don't receive the immunizations they need before the age of 3. Fourteen percent of kids between the ages of 10 and 17 in Oregon are overweight and almost half didn't see both a dentist and a doctor last year. All of these issues are easily taken care of with the most basic healthcare policy.

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Health Insurance Needs in Oregon

A health insurance plan that covers basic preventative care would be beneficial to Oregon residents. Six percent of Oregonian adults are diagnosed with diabetes, 15 percent have asthma, 56 percent are overweight or obese and 18 percent smoke. For every 100,000 people in Oregon, 465 are diagnosed with invasive cancer and 197 will die from the disease. With the prevalence of heart disease, stroke, Alzheimer's disease and other conditions, health insurance becomes more and more important. Don't procrastinate any longer, get your free health insurance quote today!

Oregon Health Insurance Laws

Oregon law allows insurance companies to deny you coverage due to a health problem. Applicants that are rejected coverage may purchase coverage from the Oregon Medical Insurance Pool. A waiting period of 90 days for coverage is allowable. Pregnancy qualifies as a pre-existing condition but genetic information does not. There are some regulations limiting premium increases. The state prohibits cancellation of your policy if you become sick.

Individual Health Insurance Companies in Oregon

American Family Insurance
Assurant Health
Health Net
Kaiser Permanente
LifeWise Health Plan of Oregon
PacifiCare
Regence BlueCross BlueShield of Oregon
Security Life

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Individual-Health-Plans is not a licensed insurer or agency. We provide free information concerning insurance products and coverage options. Products and services may not be available in all states.

 
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KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today!
Looking for individual health insurance? You're not alone. By the end of 2007, healthcare costs are expected to reach 2.25 trillion dollars. Safeguard your health and your wallet by investing in a health plan that's unique as you are.
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million in 2005 to 47 million in 2006. Don't be a part of this alarming statistic; get quoted on a health insurance policy today.

 

 

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