Individual Health Insurance in Maine (ME)
1.3 million Americans are living and working in the Pine Tree State. Every year, another 13,900 are born into the population, growing the state even larger. Sadly, 10 percent of Maine's residents have no health insurance. Though small in relation to other states, there's no reason for anyone in Maine to go without health insurance for another minute.
Maine Health Statistics
The problem of health insurance affects children even before they are born: 12 percent of new mothers in Maine don't get the prenatal care they need. This results in 895 babies born with a low birth weight each year, 6.4 percent annually, and 10 percent are born prematurely. Additionally, 20 percent of children under the age of 3 have not received the immunizations they need to stay healthy.
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Health Insurance Needs in Maine
Maine's adults, too, can benefit from paying a bit more attention to their health care coverage. Almost 8 percent of adults are diabetic, 15 percent have asthma, and 21 percent smoke. Fifty-seven percent are overweight or obese, almost 20 percent have disabilities and 34 percent report poor mental health. For every 100,000 people in Maine, 214 die of cancer, 30 die of Alzheimer's disease, 25 from diabetes, 200 from heart disease and 52 pass due to stroke.
Health insurance policies are an important way to limit the impact of chronic health problems and to prevent as many health issues as possible. Get your free health insurance quote today.
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Maine Health Insurance Laws
Maine law does not allow you to be denied coverage due to a health problem. Family coverage is also guaranteed. Pre-existing conditions can be excluded, but only for a maximum period of 12 months. Pre-existing conditions can not be excluded permanently through an elimination rider. Pregnancy qualifies as a pre-existing condition, but only for a maximum period of 10 months. The state prohibits cancellation of your policy if you become sick.
Individual Health Insurance Companies in Maine
Anthem Blue Cross Blue Sheild of Maine
Fairmont Specialty Group