Individual Health Insurance in Louisiana (LA)
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More than 4.1 million Americans make their home in The Pelican State and every year 65,300 babies are born into the population. Unfortunately, Louisiana leads the country with the dubious distinction of having 20 percent of its residents currently uninsured. With the number of options available in health insurance policies, most residents should be able to find good health care coverage.
Louisiana Children's Health Facts
Children without health insurance are not getting the medical care they need in Louisiana. For example, 17 percent of kids between the ages of 10 and 17 are overweight and 44 percent received help with mental, emotional or behavioral disorders. Half of all children in Louisiana did not get a visit to both the dentist and the doctor last year. With the right insurance policy, this can be taken care of with minimal cost.
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Health Insurance Needs in Louisiana
It's not just Louisiana's children that need medical attention; adults also need to step up their health care in Louisiana. Nine percent of adults in Louisiana have diabetes, 11 percent have asthma and 22 percent smoke. Sixty-two percent of adults are overweight or obese and 25 percent report issues with mental health. For every 100,000 Louisianans, 482 are diagnosed with some form of invasive cancer and each year, 223 die from their ailments.
If you and your family are without a health insurance policy, don't wait another day to get the care you need. Get your free health insurance quote now.
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Louisiana Health Insurance Regulations
Louisiana law allows insurance companies to deny you coverage. However, if you are denied coverage you can receive help from Louisiana Health Plan. Contact your state insurance department for details on accessing the Louisiana Health Plan. Pre-existing conditions can be excluded, either permanently or for a 12 month maximum period. Pregnancy qualifies as a pre-existing condition. There are no regulations limiting premium prices. The state prohibits cancellation of your policy if you become sick.
Individual Health Insurance Companies in Louisiana
American Medical Security
Assurant Health
Blue Cross and Blue Shield of Louisiana
Celtic
Security Life
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