Individual Health Plans
Wednesday, January 7, 2009   
 
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Individual Health Insurance in Louisiana (LA)

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More than 4.1 million Americans make their home in The Pelican State and every year 65,300 babies are born into the population. Unfortunately, Louisiana leads the country with the dubious distinction of having 20 percent of its residents currently uninsured. With the number of options available in health insurance policies, most residents should be able to find good health care coverage.

Louisiana Children's Health Facts

Children without health insurance are not getting the medical care they need in Louisiana. For example, 17 percent of kids between the ages of 10 and 17 are overweight and 44 percent received help with mental, emotional or behavioral disorders. Half of all children in Louisiana did not get a visit to both the dentist and the doctor last year. With the right insurance policy, this can be taken care of with minimal cost.

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Health Insurance Needs in Louisiana

It's not just Louisiana's children that need medical attention; adults also need to step up their health care in Louisiana. Nine percent of adults in Louisiana have diabetes, 11 percent have asthma  and 22 percent smoke. Sixty-two percent of adults are overweight or obese and 25 percent report issues with mental health. For every 100,000 Louisianans, 482 are diagnosed with some form of invasive cancer and each year, 223 die from their ailments.

If you and your family are without a health insurance policy, don't wait another day to get the care you need. Get your free health insurance quote now.

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Louisiana Health Insurance Regulations

Louisiana law allows insurance companies to deny you coverage. However, if you are denied coverage you can receive help from Louisiana Health Plan. Contact your state insurance department for details on accessing the Louisiana Health Plan. Pre-existing conditions can be excluded, either permanently or for a 12 month maximum period. Pregnancy qualifies as a pre-existing condition. There are no regulations limiting premium prices. The state prohibits cancellation of your policy if you become sick.

Individual Health Insurance Companies in Louisiana

American Medical Security
Assurant Health
Blue Cross and Blue Shield of Louisiana
Celtic
Security Life

Get a Louisiana individual health insurance quote >>

 

Individual-Health-Plans is not a licensed insurer or agency. We provide free information concerning insurance products and coverage options. Products and services may not be available in all states.

 
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KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today!
Looking for individual health insurance? You're not alone. By the end of 2007, healthcare costs are expected to reach 2.25 trillion dollars. Safeguard your health and your wallet by investing in a health plan that's unique as you are.
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million in 2005 to 47 million in 2006. Don't be a part of this alarming statistic; get quoted on a health insurance policy today.

 

 

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