LifeWise Health Plan of Washington
While your need for the individual type of health
insurance may make you feel solitary, you should realize there
are many others who cannot be part of a group health plan.
Many who work for a small business find it may not offer health
benefits; others who start their own business find they no
longer qualify for group plans; graduates, early retirees,
people whose group coverage does not include dependents –
actually, the list can go on and on. LifeWise of WA understands
your concerns and wants to help you find a plan that will
support all your criteria and still allow you to stay within
your budget.
Instantly request a free health insurance quote now >>
LifeWise Health Plan of WA Individual Health Plans
Essentials 25
Features two
choices for annual deductible and 25% coinsurance for covered
services. Your network services from 23,000 health care providers
will give you the highest benefits, but you may also see out-of-network
providers at a higher cost. There are broad coverages in this
plan, but no prescription benefits.
Essentials 50
Provides two
choices for annual deductible and 50% coinsurance for covered
services. You will pay lower out-of-pocket costs by receiving
care from the network providers, but you may choose to see
out-of-network doctors also. This plan includes broad coverages,
but no prescription drug benefits.
Passport 20
Includes two
choices for deductible and 20% coinsurance (including maternity
services with specific deductible). Preventive services (if
network) and vision care are covered, along with prescription
drug benefits that encourage use of generic drugs. You may
choose both network and out-of-network services, but gain
out-of-pocket savings with network providers.
Passport 30
Offers three
choices for deductible and 30% coinsurance (including maternity
services if choosing $500 or $1000 deductible). Coverage includes
preventive (if network) and vision services, with a prescription
drug plan which encourages generic drug use. Your services
may be from either network or non-network providers, but you
will save with network care.
Passport 50
Gives you five
choices for annual deductible and 50% coinsurance (including
maternity). Network preventive care is covered, with vision
care and prescription drug benefits also. Network services
provide you with the highest benefits.
LifeWise HSA
Includes two
levels for high deductible and 20% coinsurance for network
services (40% for non-network). In-network preventive care
is covered, while there are no benefits for prescription drugs,
vision care, or maternity. You have coverage for major health
problems and the tax advantages of a Health Savings Account.
LifeWise HSA Plus
Provides
two high deductibles from which to choose and 20% coinsurance
for network care (40% for non-network). Preventive services
are provided if from network providers, as well as prescription
drug benefits and maternity care. You have the tax advantages
and added choices of a Health Savings Account.
LifeWise Health Plan of WA Rating
Best's Rating: B
The financial strength and future outlook of a company are reflected in the ratings above.
LifeWise
Health Plan of Washington
P.O. Box 91120
Seattle, WA 98111-9220
Request a free health insurance quote now >>
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