Individual Health Plans
Tuesday, November 18, 2008   
Health Insurance Companies

Kaiser Permanente of Colorado

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Kaiser Permanente of Colorado is one of the regional subsidiaries of Kaiser Permanente, the largest non-profit HMO in the US. Kaiser’s regional groups are integrated, pre-paid health delivery systems. The entire range of care for their members is provided and coordinated through their system, including doctors, hospitals, and pharmacies.

The Kaiser group is extremely selective about the doctors hired to be in the network. Only one in every 12 applicants is accepted. The group is also in the forefront in research, especially concerning immunizations and genetics.

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Kaiser Permanente of Colorado Insurance Plans

  • There is a wide variety of plans, including a range of deductibles from no deductible to $5,000.

  • There is a strong emphasis on preventive care and healthy lifestyle choices. Immunizations are covered, as well as screening diagnostics.

  • All plans have unlimited lifetime coverage.

  • Pharmacy services are available, with prescriptions filled from a list approved by Kaiser’s review board.

  • Routine visits are covered, with small co-pays. There are no claim forms to fill out.

  • Emergency care is available

  • Kaiser provides a large number of educational resources

  • The more than 400,000 members can choose a primary care physician from over 700 doctors in the network.

  • An HSA plan is available, offering a combination of a high deductible plan and a tax advantaged health savings plan.

From the beginning, Kaiser has emphasized wellness, preventive medicine, and a close doctor - patient relationship. At Kaiser, while the primary care doctor coordinates all care, the patient is informed about all options for care and is encouraged to take an active role in medical decisions.

Kaiser Permanente Office Location

1 Kaiser Plaza
Oakland, CA 94612

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