Individual Health Plans
Friday, March 12, 2010   
 
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Kaiser Permanente of California

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Kaiser Permanente of California is a subsidiary of Kaiser Permanente, the largest non-profit HMO in the US. Founded in 1939, this regional division of Kaiser Permanente, this regional organization was the original organization that the national HMO is based upon. Founded by Henry Kaiser and Sidney Garfield, this company has blazed the way for the nation’s HMO’s.

Each of Kaiser’s regional groups is an integrated, pre-paid health delivery system. The entire range of care for their members is provided and coordinated through their system, including doctors, hospitals, and pharmacies. The group is also in the forefront in research, especially concerning immunizations and genetics.

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Kaiser Permanente of California Health Insurance Coverage

  • There is a wide variety of plans, including choices in co-payments and deductibles.

  • There is a strong emphasis on preventive care and healthy lifestyle choices. Immunizations are covered, as well as screening diagnostics.

  • Well baby and prenatal care are fully covered.

  • Pharmacy services are available, with prescriptions filled from a list approved by Kaiser’s review board.

  • Routine visits are covered, with small co-pays. There are no claim forms to fill out.

  • Emergency care is available

  • There are a wide number of educational resources available to the patient.

  • Members can choose from a large network of doctors, pharmacies and hospitals.

  • An HSA plan is available, offering a combination of a high deductible plan and a tax advantaged health savings plan.

From the beginning, Kaiser has emphasized wellness and a close doctor - patient relationship. At Kaiser, the patient is informed about all options for care and is encouraged to take an active role in medical decisions.

Kaiser Permanente Office Location

1 Kaiser Plaza
Oakland, CA 94612

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KEY FACTS...

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