Individual Health Insurance in Iowa (IA)
There are almost 3 million people making their homes in Iowa today. Another 38,400 are added each year when they are born in Iowa hospitals. Unfortunately, 9 percent of Iowa's population has no health insurance at all. With all the health insurance choices available today, there's no reason why everyone in Iowa can't be properly insured.
Health Facts in Iowa
Between birth and the age of 3, children need immunizations to stay healthy. In Iowa, however, 16 percent of children do not receive the shots they need. Twelve percent of children between 10 and 17 are overweight and 68 percent received counseling or treatment for behavioral, mental or emotional issues. Only 62 percent received a trip to both the dentist and the doctor in the last year. With the simplest health insurance policy, all of Iowa's children can receive the care and checkups they need.
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Iowa's Health Insurance Needs
Iowan adults, too, need to improve the state of their healthcare in quantity and quality. Almost 7 percent of adults have been diagnosed with diabetes, 12 percent have asthma and 20 percent smoke. Sixty percent are obese or overweight and only 72 percent of adults over the age of 25 got their teeth cleaned last year. Seventeen percent have disabilities and almost 30 percent reported poor mental health. For every 100,000 residents of Iowa, 470 have invasive cancer of some kind and another 189 die from the disease each year. It's essential that Iowa get on back with healthcare and invest in their health and their future. Get your free health insurance quote now.
Iowa Health Insurance Laws
Iowa law allows private insurance companies to deny you coverage. If you have had continuous coverage for 12 months, Iowa law guarantees you private health coverage or coverage through the Iowa Comprehensive Association (ICHA) plan. If you have been denied coverage, you are guaranteed to be covered under the ICHA. Pre-existing conditions can be excluded permanently or temporarily. Pregnancy qualifies as a pre-existing condition, but genetic information does not. There are no regulations limiting routine premium increases, but there is a maximum for increases imposed as a result of medical conditions. The state prohibits cancellation of coverage if you become sick. Contact the Iowa Insurance Division for eligibility requirements for guaranteed standard and basic individual health insurance.
Individual Health Insurance Companies in Iowa
American Family Insurance
American Medical Security
Fairmont Specialty Group
Wellmark Blue Cross Blue Shield of Iowa