Individual Health Plans
Thursday, March 11, 2010   
 
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Highmark Blue Shield of Pennsylvania (Highmark BSPA)

You are a resident of Pennsylvania and searching for individual health insurance, right? If you live in central Pennsylvania or LeHigh Valley, you are in the right place. Highmark Blue Shield of Pennsylvania offers their outstanding health plans to residents in these 21 counties. Highmark can provide the right individual plan for you with the trusted backing of the Blue Cross and Blue Shield name.

We all know and worry about the rising costs of health care in America. This is why so many people are looking to buy health insurance – to protect themselves from financial loss due to unexpected illness or accident. Although many people share this general need for protection, you are unique, with a set of personal requirements for health care that others might not have. Highmark BS of PA is well experienced and offers multiple types of plans to ensure that your health insurance needs will be answered – with choices that will help you stay within your budget.

Highmark BSPA Individual Health Plans

DirectBlue Individual

Provides comprehensive major medical coverage through a preferred-provider network of physicians with a low annual deductible. You can see any health professional of your choice without a referral, but your highest level of benefits are received when you use the participating network of providers. Prescription drug coverage is also available when using participating pharmacies.

PPOBlue High-Deductible Program

With a HSA/Health Savings Account, this program combines the advantages of a Highmark PPO insurance plan with a Health Savings Account. The high deductible of the PPO plan requires a lower annual premium, and you still have the excellent health coverage associated with the PPO. Your Health Savings Account is where you deposit money to use when paying your deductible and other allowable health costs. If there is still money in the account at the end of the year, you have the choice of leaving it there to grow tax free or using it at a later time for medical costs.

ClassicBlue

A PPO/Preferred Provider Organization. Your health care received through the PPO Highmark network is covered in full, after a small co-payment. Coverage can include prescription drugs, routine vision and preventive services.

MedigapBlue

Supplemental Medicare insurance for those benefits not paid or included in Medicare. There is a choice of six plans from Highmark Blue Shield, so you can choose the one that fits your criteria. You have total freedom to use the services of any health care provider.

Low Income

Plans include SpecialCare, CHIP, and adultBasic.

Highmark Blue Shield of Pennsylvania is an independent licensee of BCBS Association. It serves 21 counties in Central Pennsylvania and the LeHigh Valley with full service health plans. It also provides services in conjunction with two other licensees of BCBS: Blue Cross of Northeastern PE (in northeastern Pennsylvania) and Independence Blue Cross (in southeastern Pennsylvania).

Highmark Blue Shield of Pennsylvania Office Location

Camp Hill Walk-In Center
1800 Center St.
Camp Hill, PA 17011

Mailing Address:

Highmark Blue Shield
P.O. Box 890173
Camp Hill, PA 17089-0173

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KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today!
Looking for individual health insurance? You're not alone. By the end of 2007, healthcare costs are expected to reach 2.25 trillion dollars. Safeguard your health and your wallet by investing in a health plan that's unique as you are.
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million in 2005 to 47 million in 2006. Don't be a part of this alarming statistic; get quoted on a health insurance policy today.

 

 

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