Individual Health Plans
Thursday, December 18, 2014  
 
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Types of Health Coverage
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Health Insurance Companies
Health Insurance Companies

Hawaii Medical Service Association (HMSA)

Living in Hawaii and need individual health insurance? You have come to the right place, because Hawaii Medical Service Association is the largest insurer in the state, and has served Hawaii residents since 1938.

HMSA has a vision to provide health plans and services of exceptional quality at affordable prices. Health costs have been rising sharply, so you know the importance of finding a health plan from a company you can trust. Not convinced yet? HMSA also has the reliable backing of the Blue Cross and Blue Shield Association.

Are you self-employed, graduating, or getting ready to retire? The need for individual health insurance can come at any time in your life. HMSA and BCBS want to help you find the plan that will deliver precisely what you need at that time. No one is exactly like you, so HMSA has a variety of plans, and there is sure to be one that is right for you. Your yearly premium will depend on the annual deductible, the services covered in the plan, the availability of doctors, and the costs you can share out of your pocket.

Hawaii Medical Service Association Individual Health Plans

Catastrophic Care Plan

Has a set annual deductible, after which it pays coinsurance for covered expenses with participating health care providers. You also pay a co-payment for covered services. Many preventive services are not subject to the annual deductible. The plan also includes a broad range of other programs. Because of the high deductible, the premium is fairly low.

PPO Conversion Plan

Intended for those leaving an HMSA group plan. You can choose care from the PPO network of providers and can also use any provider of your choice outside of the network, but at a higher cost. The plan also provides some preventive services, a wide variety of additional programs, and carryover from your previous group coverage.

Individual Care Plan

Provides comprehensive coverage for a wide range of medical services, including office visits, hospital, surgical and maternity services, preventive care, ER, diagnostic tests, and more.

Individual Business Plan

Provided for the individual who is self-employed. Choose between an HMO or PPO option.

Student Plan 19

Intended for Hawaii residents who are 19 to 24 years of age. Services covered include office visits, hospital, surgery, and diagnostic tests. It also includes a group term life and accidental death and dismemberment policy.

50 Plus

Targets those who are 50 to 64 and who have been covered by HMSA group membership for over 2 years. This is an HMO/Health Maintenance Organization plan with an exceptionally broad range of coverage, including dental and vision. Each member chooses a primary care physician who will manage your medical care through the large network of health providers. The plan also includes “Away From Home Care.”

65C Plus

Furnishes extra coverage to Medicare recipients, over and above Medicare. When care is from a participating provider, the plan covers your Medicare Parts A & B deductibles, your coinsurance, and requires only a modest co-payment for office visits.

Senior Connection

Also supplemental coverage for Medicare expenses, but you are free to choose any health care provider you want. Unfortunately, there are no more new enrollments at this time.

Conversion Plan 10

Intended for those covered by prior group insurance plans, such as HMSA group plans and others.

Low Income Plans

For lower income individuals living in Hawaii include, Health Plan Hawaii Conversion Plan, Hawaii QUEST Program, and Children’s Plan.

HMSA is a licensee of the BCBS Association.

Hawaii Medical Service Association Office Location

818 Keeaumoku St.
P.O. Box 860
Honolulu, HI 96808-0860

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Individual-Health-Plans.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company.

 
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