Individual Health Insurance in Hawaii (HI)
Spread across Hawaii's seven islands there are 1.2 million Americans who make their home. Another 18,200+ are born on the islands each year. Unfortunately, more than 110,000 or 9 percent of the population don't enjoy health insurance coverage. With the number and types of health insurance policies available, it is possible for all Hawaiians to enjoy coverage.
Health Facts in Hawaii
Starting in the womb, children in Hawaii are not receiving the healthcare that they need. Almost 18 percent of Hawaiian mothers-to-be do not get the prenatal care they need to ensure a healthy pregnancy. Consequently, about 12 percent of new babies are born prematurely and 1440 are born with a low birth weight; that's 8 percent of all newborns. Another 20 percent did not receive the immunizations they need for maximum health.
Growing children need access to healthcare as well: 13 percent of children between the ages of 10 and 17 are considered overweight or obese and 36 percent of all kids didn't get to go to both the dentist and a family doctor last year. More than 66 percent received mental health care or counseling for emotional, developmental or behavioral problems. With a basic healthcare insurance policy, these problems would be quickly fixed.
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Hawaii's Health Insurance Needs
Adults, too, need proper health insurance. More than 7 percent of Hawaiians have been diagnosed with diabetes. Another 14 percent have asthma, 51 percent are overweight or obese and 26 percent missed their teeth cleaning last year. Almost 15 percent of Hawaiians have disabilities and 17 percent smoke. To prevent further health problems, health coverage is essential. Get your free quote today.
Health Insurance Laws in Hawaii
Hawaii allows state insurance companies to deny you coverage. However, if you are HIPAA eligible, you are guaranteed a policy. Contact your state insurance department for eligibility requirements. Pre-existing conditions can be excluded from coverage. There are no set requirements, but most companies limit their exclusion periods to three years. Pregnancy qualifies as a pre-existing condition. There are no regulations limiting premium prices. The state prohibits cancellation of your policy if you become sick.
Hawaii Individual Health Insurance Companies
Hawaii Medical Service Association
Kaiser Permanente
Security Life
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