Frequently Asked Questions

How can I get a quote?

Fill out our short form and we will have a health insurance agent contact you shortly.

Can I have a certain health insurance carrier contact me?

No. We are unable to have specific carriers contact you, but we will do our best to set you up with a carrier in your area who can help answer your questions and provide you with a quote.

Will I receive my quote online immediately?

No. As soon as you submit your contact information by filling out our form, we will pass that information on to a carrier who will call you promptly. We find that speaking directly with a person is the most efficient way for you to get any of your questions answered and to get a quote that is accurate to you or your family's particular needs. Individual-Health-Plans is not a licensed insurance agent and cannot write insurance policies.

I need to talk to someone about my current plan. Can you help me?

If you are currently insured and have questions about your existing policy, you should contact your insurance carrier directly. Our service is aimed to educate you about your health care options and help you find a carrier. Most health insurance carriers have company web site, or you can usually look on the back of your insurance card for a number to call for help.

If you are looking to change plans and want some quotes from other carriers, than we would love to help. You can just fill out our form and we will have a health insurance carrier contact you soon.

I have a pre-existing condition, can I still get coverage?

It depends on where you live and what your condition is. In general, group health plans through your employer cannot limit your health insurance based on your health conditions, but individual plans can. There may be individual plans available with higher premiums, a high risk pool, or government assistance programs which may be able to help you get covered in your area.

To find out if there are carriers in your area that provide these types of plans, fill out our quick form and we will have a carrier contact you shortly.

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Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.