Individual Health Plans
Tuesday, June 30, 2015  
Types of Health Plans
Types of Health Coverage
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Health Insurance Companies

Empire Blue Cross Blue Shield of New York (Empire BCBNY)

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Yes   No
We do not have information about existing policies.

Empire Blue Cross Blue Shield of New York has been successfully helping people like you with their health insurance needs since 1935. If you live in any of the 28 eastern or southeastern counties of New York or any of the adjoining counties in New Jersey or Connecticut, you can join the millions of people who enjoy the affordable and flexible plans from Blue Cross Blue Shield health insurance. Empire Blue Cross Blue Shield of New York is also affiliated with Anthem to provide additional types of coverage.

Your need for individual health insurance for yourself – or for yourself and your family – may arise from a new job without health benefits, early retirement, approaching graduation, or any other reasons. Regardless of your motivation for seeking individual coverage, Empire Blue Cross Blue Shield of New York has a wide range of plans – you are sure to find one to fit your unique requirements.

Empire BC/BS of NY Individual Health Plans

Direct Pay HMO/POS

Combines the advantages of a Health Maintenance Organization network of health care professionals with the additional freedom of a Point Of Service to seek care out-of-network. You choose a primary care physician from the HMO network and he/she coordinates your medical care. Many services from the HMO network are no cost or require a small co-pay, with additional costs for services outside the network.

Direct Pay HMO

Provides the network benefits of the Health Maintenance Organization from which you choose your primary care physician. He/she manages your medical care through the HMO network of health professionals which is your only source of covered services.

TraditionPLUS Hospital Plan

Offers paid-in-full hospital benefits at over participating hospitals in the tri-state area covered by Empire BCBS of NY. You also have access to the nationwide network of hospitals contracting with Blue Cross Blue Shield.

MediBlueSM HMO

Provides an HMO to members, with no referral needed to see any other network specialists. You still choose a Primary Care Physician from the HMO network to supervise your medical needs, but you have greater freedom – no need for the referral usually required from a PCP for other doctors. This is a Medicare Advantage plan, authorized by the government, which you may choose instead of traditional Medicare.

Direct Payment Medicare Supplement

Offers three types of supplemental plans from which to choose and provides extra benefits and covered costs not always paid by Medicare.

Child Health Plus and Healthy NY

Both of these plans are provided by Empire BCBSNY for low income families.

Empire HealthChoice Assurance, Inc. and Empire HealthChoice HMO, Inc. provide insurance services through the BCBS Association.

Empire Blue Cross Blue Shield Office Location

One Liberty Plaza
New York, NY 10006

Are you over 65?
Yes   No is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.

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