Dental Insurance Coverage

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Dental Insurance refers to a contract in which a consumer pays premium in return for contracted dental services. Consumers may choose a plan which offers discounts on specified dental services performed by providers that are contracted with the organization. Many consumers simply receive dental service benefits as part of a larger healthcare insurance policy.

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Dental Insurance Health Plans and Carriers

Consumers can chose a plan in which their dental care is managed by a Dental Health Maintenance Organization (DHMO). DHMOs typically charge the lowest premiums and provide the most comprehensive coverage. Fee for service, or Direct Reimbursement, plans provide the most freedom of choice for consumers. With this type of plan a patients may pick any dental practitioner and clinic of their choosing. The plan pays a percentage for the service and the patient pays the remainder of the fee.

Individual Dental Carriers (only available in selected areas):

• Delta Dental
• Northeast Delta Dental

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You might be interested in learning about other specific areas of health insurance coverage, such as:

• Vision Insurance Coverage
• Chiropractic Care Coverage
• Alternative Therapy Coverage

Individual-Health-Plans is not a licensed insurer or agency. We provide free information concerning insurance products and coverage options. Products and services may not be available in all states.