Individual Health Insurance in Colorado (CO)
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More than 4.7 million Americans make their home in Colorado and every year another 68,500 babies are born and join them. Almost 800,000 have no health insurance. With the options available today, there's no reason for anyone in Colorado to remain uninsured.
Health Statistics in Colorado
About 20 percent of Colorado's mothers-to-be don't receive the prenatal care that they need. More than 6100 are consequently born with a low birth weight; that's 9 percent of all newborns each year. Another 12 percent are born prematurely. Also, 18 percent of children under the age of 35 months don't receive the immunizations they need to stay safe and healthy.
Ten percent of children in Colorado are overweight or obese, which is great compared to the national average of 15 percent. However, only 58 percent went to see both the dentist and a primary care physician last year.
Health Insurance Needs in Colorado
The health of adults is as good as it could be, either. More than 52 percent of adults in Colorado are overweight or obese and 28 percent didn't make it to the dentist last year. Of every 100,000 people in Colorado, each year 26 die from Alzheimer's disease, 51 from a stroke, 173 die of cancer, 178 of heart disease. Five percent are diagnosed with diabetes, 13 percent with asthma, and 16 percent are disabled. Now more than ever, it is important that we protect ourselves with one of the many customized health insurance policies available.
Colorado Health Insurance Laws
Colorado law allows insurance companies to turn you down for coverage. Pre-existing conditions can be excluded temporarily for a maximum period of 12 months, or permanently excluded with the attachment of an elimination rider. If you have had continuous coverage for 90 days you qualify for creditable coverage. There are no regulations limiting premium prices. The state prohibits cancellation of your policy if you become sick. If you are eligible for HIPAA, you can purchase CoverColorado as an insurance plan. Contact the Colorado Division of Insurance for qualification details.
Colorado Individual Health Insurance Companies
American Family Insurance
American Medical Security
Anthem Blue Cross and Blue Shield of Colorado