Individual Health Plans
Friday, July 25, 2014  
 
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CIGNA

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We do not have information about existing policies.

After years of outstanding customer service and commitment to community, CIGNA has established a reputation as a true Business of Caring®. They strive to improve quality of life not only for their customers but also for the individuals in the communities they serve, as evidenced in not only their service but also their corporate charitable work.

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CIGNA Individual Health Coverage and Options

CIGNA brings this commitment to security and service to its customer service; their coverage options support a wide range of lifestyles and economic levels:

PPO

Members who choose the CIGNA PPO product reserve the right to pick any doctor, without a referral, but who wish to stay primarily within the standard CIGNA Preferred Provider structure. In-network care receives a higher level of benefit reimbursement, and no PCP (Primary Care Physician) is necessary.

HMO

This solution offers access to outstanding health care and security with a reliable cost structure and lower monthly premium. To receive benefits, members must opt for treatment within CIGNA's provider network, and cannot receive any out-of-network benefits.

POS

The POS option offers members a unique freedom to design their own coverage, such that they can decide between in-network and out-of-network care on a per-incident basis. Out-of-pocket costs remain lower when the member seeks in-network treatment, but POS members retain the flexibility to elect providers at will.

Other Options

CIGNA recognizes that every member has a unique need, so they also feature a number of additional products and coverage supplements to fit and support a wide range of lifestyles. The CIGNA ChoiceFund Health Savings Account (HSA), Indemnity option, and Open Access programs are a few of these products, and as consumer need continues to change and grow, so too will their available coverage options.

CIGNA Office Location

900 Cottage Grove Road
Bloomfield, CT 06002

Are you over 65?
Yes   No

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KEY FACTS...

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