Capital Blue Cross of Pennsylvania (CBCPA)
Do you live in central Pennsylvania
and need individual health insurance? Capital Blue
Cross has insured people in your area since 1933 and has
made it their business to deliver the best value in health
care coverage – in fact, that is part of their mission
statement. With Americans everywhere talking about the growing
costs of health care, it is a wise decision to ensure your
financial security through health insurance.
There are many reasons that make the individual
type of health insurance necessary. New job with a company
without health benefits, new graduate, early retirement, divorce,
marriage – there are many life situations that would
require individual coverage, so don’t feel like you
are alone! Purchasing can also be one of the most confusing
parts. The premium (the annual cost) varies according to the
deductible, the services, the accessibility to your doctors,
and what you are willing to pay out-of-pocket. Capital BC
has been helping people target their needs, while staying
within their budget for years, and will be happy to help you
do the same. For residents of the 21 counties in central Pennsylvania
and the Lehigh Valley, CBC offers these plans.
CBC of PA Individual Health Plans
Traditional Plans
Offer basic
hospital, medical, and surgical coverage with freedom to choose
any health care provider you want.
Comprehensive Plans
Provide
a choice of two deductible options. Once you have met your
yearly deductible, many services come with a coinsurance of
20%. This plan provides major medical coverage. You are free
to choose any health care provider you wish, although your
use of the health care providers participating with Blue Cross
will allow you to save on out-of-pocket expenses.
Senior Plans
Medicare
supplemental coverage for expenses that may not be paid by
Medicare. There are several plans to choose from. These were known as SeniorBlue, SeniorBlue PPO and Security, allowing
you to tailor the right one to your needs. You will save by
receiving care from the health professionals associated with
Capital Blue Cross.
Short Term Major Medical Plans
Provided to those who need major medical coverage for
only a short time. You have a choice of several deductible
levels. You also choose the length of the policy, from 30
to 180 days.
Low Income Plans
Include HIPAA
Comprehensive, HCTC Comprehensive, and Special Care and are
only eligible to those who qualify.
Capital Blue
Cross and its subsidiaries, Capital Advantage Insurance
Companies and Keystone HealthPlan Central, are independent
licensees of BCBS Association.
Capital BC of Pennsylvania
P.O. Box 774611
Harrisburg, PA 17177-4611
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