Blue Shield of California (BSCA)
* NEW QUOTES ONLY PLEASE
We do not have information about existing policies.
While searching for individual health insurance
in California, you are sure to
come across Blue Shield of California, a provider of coverage to over 3.3 million members (as of March 2011). With a company mission to make sure all residents
of the state have access to quality health insurance at a
reasonable price, you can be sure BS of CA will have the plan
that is perfect for you.
Each person has a unique set of situations –
no two people or families are exactly alike. For that reason,
Blue Shield has a wide range of individual and family health
plans to fit your needs. In order to determine what will be
best for your situation, you need to know the factors that
affect the annual premium: the deductible, the number of plan
services, the number of available doctors, and the amount
you are willing to share above the annual cost. Invest in
your future by investing in Blue Shield – they can provide
financial security in the event of an accident or serious
illness.
BS of CA Individual Health Plans
Access+ HMO
Provides a Health
Maintenance Organization network of health care. You choose
your Personal Physician from the extensive Blue Shield network
of health providers and he/she will direct a wide range of
health services for you. With very low co-payments per office
visits and Access+ specialists, you will receive preventive,
routine, and catastrophic care if necessary. This plan also
includes prescription drug benefits and optional dental benefits.
Active Start Plan 35
Offers
the Blue Shield PPO network of health providers to individuals
only. The plan provides for no annual deductible and low co-payments
for office visits, preventive care, and generic prescriptions.
Your use of the Preferred Choice network of providers will
give you higher benefits.
Active Choice Plans
Members receive a set dollar amount to use for covered
services annually, with no deductible. There is even a carryover
of your credit to the following year if any is unused. You
are free to select a healthcare provider of your choice, but
use of the Preferred Choice Providers will give you higher
benefits after fulfilling your co-payment/coinsurance maximums.
Shield Spectrum PPO
Offers
the extensive Blue Shield network of the Preferred Provider
Organization of health care providers. You are also free to
choose providers outside of the network but at greater out-of-pocket
cost. There are various deductible levels to choose from. The
plan offers a wide range of benefits, with preventive services,
chiropractic services, and prescription drug benefits also
available. Coinsurance levels depend on your deductible.
Shield Spectrum PPO Savings
High deductible plans that combine with an HSA/Health
Savings Account. There are various deductible levels to choose
from, and all plans provide lower out-of-pocket expenses with
use of Blue Shield participating health providers. All high
deductible plans come with lower annual premiums. This plan
also includes opening an HSA that will give you tax advantages.
The money you deposit yearly into the account is used for
allowable medical expenses, such as the annual deductible.
You are able to save more by using pre-tax money. Another
added bonus is that any unused money is allowed to stay and
grow, tax-deferred, until you are 65.
YouthCareSM
Provides for individual
coverage of a child with any of the above health plans.
Dental HMO
Gives each member
the choice of a primary dentist from the network of dental
providers associated with Blue Shield. He/she will provide
and direct your dental needs which include free diagnostic
and preventive services, as well as referrals for specialty
care.
Dental PPO
Provides freedom
to choose any dentist, but taking advantage of the participating
Blue Shield dental providers will lower costs. There is an
annual $50 deductible per member and a maximum of $1000 per
year per member. Dental benefits include a wide range of services,
with free diagnostic and preventive care.
Medicare Supplement Plans
Provide
a group of eight plans to choose from in order to find the
right plan to fit your needs.
Blue Shield
of California is an independent
member of the Blue Shield Association.
Request a free health insurance quote now >>
BSCA Office Location
50 Beale Street
San Francisco, CA 94105-1808
Review information on Blue Cross of California >>
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