photo credit: Marcin Wichary

Recent proposals about buying health insurance across state lines have sent many of us scrambling to check policies, and wondering whether such changes might mean it’s time to find a new insurer. After all, wouldn’t such a change open up the market and make it possible to get cheaper coverage?

Unfortunately, it’s by no means certain that such a change would be largely beneficial. In fact, it’s actually possible that the end result might be more expensive insurance overall, and that over time, more Americans would find health insurance too expensive.

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