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Friday, October 31, 2014  
 
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Blue Cross and Blue Shield of Wyoming (BCBSWY)

Do you live in the state of Wyoming, and are you looking for individual health coverage? BCBS of Wyoming has a history that extends as far back as the 1940s. They provide service to over 100,000 Wyoming residents, as of March 2011, and pride themselves in the fact that they continually strive to make improvements to their service offerings and policy structure – all to offer you the best service possible.

A testament to their continual efforts to improve their healthcare is the change in name of their line of individual health plans, effective October 2005, now called BlueChoice Personal. This change in name coincides with major changes to the plans due to consumer demands for more prescription drug coverage and more choices for benefits. BCBS of WY is a company focused on its customers, working hard to find a plan that is right for you.

BC/BS of WY Individual Health Plans

BlueChoice Personal

Comes with eight optional plans to choose from, all with varying prescription drug co-pays or a prescription drug card.

  • Plans A and B: Low deductible plans, 80% coinsurance and broad coverage.
  • Plans C and D: Moderate deductible plans, 75% and 50% coinsurance respectively and broad coverage.
  • Plans E and F: High deductible plans, 100% coinsurance and broad coverage.
  • Plans G and H: Compatible with a Health Savings Accounts. These are high deductible plans with 80% and 100% coinsurance, respectively, and broad coverage. You open an HSA where you deposit pre-tax money to pay your deductible and other allowable medical costs. It is similar to an IRA where money not used is allowed to gain interest, tax-deferred. It can also be used for future medical expenses.

Senior Healthcare Medicare Supplement

Comes with a choice of three plans: A, C, and F. You make your choice according to the level of benefits you need.

Blue Cross Blue Shield of Wyoming is an independent licensee of BCBS Association.

BCBS of WY

P. O. Box 2266
Cheyenne, WY 82003

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