Individual Health Plans
Monday, July 6, 2015  
Types of Health Plans
Types of Health Coverage
Health Insurance Companies
Health Insurance Companies

Blue Cross and Blue Shield of Tennessee (BCBSTN)

Are you over 65?
Yes   No

When living in Tennessee and shopping for individual health insurance, BlueCross and BlueShield of Tennessee is the place you go. As of March 2011, more than three million of your neighbors are already insured with BCBS of TN because the company provides quality and affordable health insurance – so you can feel secure in knowing that the medical needs of you or you and your family are met.

Individual health insurance is necessary for a variety of reasons. For example, you own your own business, you work for a company without health benefits, you want to retire early, and the list goes on. There are so many situations in which an individual or family requires this type of health coverage. Oftentimes, this need can come at inopportune times. BCBS of TN understands this and wants to make the process easy for you. They provide a complete line of health plans for individuals and families; one is sure to match your criteria.

BCBS TN Individual Health Plans

Personal Health Coverage Plans

Delivers a PPO/Preferred Provider Organization of BCBS health care providers. You can seek care from any doctor in the network. There is a variety of deductible and co-payment levels from which to choose, so you can pinpoint your premium based on what you want to spend.

BluePartner – HSA Qualified High Deductible Health Plan

Offers the same PPO as above but with the addition of the Health Savings Account — for two ways to save. The high deductible PPO comes with a lower annual premium. The Health Savings Account gives you a means to deposit tax exempt money and then use it toward your deductible and other allowed medical expenses. Within the BluePartner Plan, there are four levels of deductibles. You are rewarded by smaller out-of-pocket expenses by using the PPO network of BCBS of Tennessee quality health professionals.


Offers the PPO network from which you can choose a healthcare provider at a savings, with the option to go out-of-network at a higher cost. This is a lower cost plan with four options for deductible and coinsurance. All family members contribute to the deductible and the out-of-pocket maximum must be met before insurance will start to pay for covered services.

SimplyBlue Plus

Also offers the PPO network where you can choose a healthcare provider at a savings, or choose to go out-of-network at higher cost. This plan includes more services, as well as preventive and wellness benefits. There is a choice of four options for deductible, to tailor your premium to your budget.

Short-Term Personal Health Coverage

Provides the BCBS of TN PPO network of health care providers for people who need insurance for only a short time. You have a choice of coverage for 30, 60, or 90 days. You also have a choice of deductible.


A lower cost PPO plan which includes the Blue Network K doctors that participate with BCBS of TN, many of which are located around metropolitan areas of the state. There are three levels of deductibles in this plan.


A group of ten Medicare supplemental plans to choose from, all of which are government approved. The BlueCross65Select includes the three most popular plans. With these plans, you have freedom to seek care from the health professional of your choice with the added benefit of saving on prescription drugs.

BCBS of TN Office Location

801 Pine Street
Chattanooga, TN 37402-2555

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Are you over 65?
Yes   No is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.

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