Individual Health Plans
Thursday, September 18, 2014  
 
Types of Health Plans
*
Types of Health Coverage
*
Health Insurance Companies
Health Insurance Companies

Blue Cross Blue Shield of Rhode Island (BDBSRI)

When you are looking for individual health insurance in Rhode Island, the first name that should come to mind is Blue Cross and Blue Shield. Blue Cross and Blue Shield of Rhode Island provides access to the largest integrated provider network in the U.S., and also delivers comprehensive service, at a price that fits within your budget.

There are many circumstances in life that require individual health insurance, such as, when you own your business, when you work for a business without health benefits, when you are in or just graduating from school – many people need individual coverage. BCBS of Rhode Island knows each person comes with a unique set of needs, so they have a wide range of insurance plans that can be tailored to you.

BCBS of Rhode Island Individual Health Plans

HealthMate Coast-to-Coast Direct

Provides low annual premiums, yet extensive benefits through the BCBSRI Preferred Provider Organization (PPO) network. There are three basic plan designs. As of 2009, these are: 1. The 80/60 plan; 2. The 90/70 plan; and 3. The 100/80 plan. The first number in these plan names refers to the percentage of in-network coverage after the deductible is met. The second n umber refers to the out-of-network level of coverage.

Blue Cross Dental Direct

Offers comprehensive dental coverage up to $1000 per year per person. It includes free diagnostic and preventive services, with 80% coinsurance on minor procedures and 50% coinsurance on major restorative services.

BlueCHIP for Medicare Plus, Preferred, and Preferred Unlimited

These are various Medicare Advantage program (meaning they include Medicare coverage, plus added benefits). There are three plan options to choose from, depending on your needs and budget. You must be enrolled with Medicare Part B for membership.

Plan 65

A traditional supplemental Medicare coverage designed to cover the coinsurance and deductible levels and coinsurance that Original Medicare may not pay.

Blue Cross and Blue Shield of Rhode Island is an independent licensee of BCBS Association.

BCBS of RI Office Location

500 Exchange Street
Providence, RI 02903-2699

More BCBS Carriers >>
More Rhode Island Insurance Carriers >>

Are you over 65?
Yes   No

Individual-Health-Plans.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company.

 
Feature Articles & Research
*
Search By State
*

KEY FACTS...

Did you know that common childhood sicknesses such as asthma and ear infections can affect mental and language development when left untreated? Don't let this happen to your child- apply for a health insurance plan for your family today! 1
Looking for individual health insurance? You're not alone. By 2015, healthcare costs are expected to reach $4 trillion. Safeguard your health and your wallet by investing in a health plan that's unique as you are. 2
Thinking about obtaining health insurance? The number of uninsured individuals increased from 44.8 million to an estimated 52 million in 2010. Don't be a part of this alarming statistic; get quoted on a health insurance policy today. 3

 

 

*