Blue Cross Blue Shield of Rhode Island (BDBSRI)
When you are looking for individual health insurance
in Rhode Island, the first name
that should come to mind is Blue
Cross and Blue Shield. One out of every two Rhode Island residents
receive coverage from Blue Cross and Blue Shield of Rhode
Island, providing access to the largest network of health
care providers in the state. BCBS of Rhode Island delivers comprehensive service,
at a price that fits within your budget.
There are many circumstances in life that require
individual health insurance, such as, when you own your business,
when you work for a business without health benefits, when
you are in or just graduating from school – many people
need individual coverage. BCBS of Rhode Island knows each
person comes with a unique set of needs, so they have a wide
range of insurance plans that can be tailored to you.
BC/BS of Rhode Island Individual Health
Plans
HealthMate Coast-to-Coast Direct
Provides low annual premiums, yet extensive benefits through
the BCBSRI Preferred Provider Organization (PPO) network. There are three basic plan designs. As of 2009, these are: 1. The 80/60 plan; 2. The 90/70 plan; and 3. The 100/80 plan. The first number in these plan names refers to the percentage of in-network coverage after the deductible is met. The second n umber refers to the out-of-network level of coverage.
Blue Cross Dental Direct
Offers
comprehensive dental coverage up to $1000 per year per person.
It includes free diagnostic and preventive services, with
80% coinsurance on minor procedures and 50% coinsurance on
major restorative services.
BlueCHIP for Medicare Plus, Preferred, and Preferred Unlimited
These are various Medicare Advantage program (meaning they include Medicare coverage, plus added benefits). There are three plan
options to choose from, depending on your needs and budget.
You must be enrolled with Medicare Part B for membership.
Plan 65
A traditional supplemental
Medicare coverage designed to cover the coinsurance and deductible levels and coinsurance that Original Medicare may not pay.
Blue Cross and Blue Shield of Rhode
Island is an independent licensee of BCBS Association.
BCBS of RI Office Location
444 Westminster Street
Providence, RI 02903-3279
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