Individual Health Plans
Saturday, February 4, 2012  
 
Types of Health Plans
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Types of Health Coverage
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Health Insurance Companies
Health Insurance Companies

Blue Cross and Blue Shield of New Mexico (BCBSNM)

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We do not have information about existing policies.

In your search for individual health insurance in New Mexico, you have come to the right place – Blue Cross and Blue Shield of New Mexico, where more than 325,000 New Mexico residents already enjoy its benefits (as of 2011). BCBSNM works with its policyholders to keep the cost of health care down and keep insurance affordable. They emphasize wellness, correct life choices, and thorough understanding of your health insurance needs.

People need individual health insurance for a variety of reasons. Perhaps you are just graduating, retiring early, working for a company without health benefits, opening your own business, etc. BCBS of NM has a broad range of individual plans and can help you find the right fit, with the best coverage at the best price.

BC/BS of NM Individual Health Plans

BlueChoice®

Provides a PPO/Preferred Provider Organization network of health care providers who have signed up with BCBSNM for their services. There are four levels of possible annual deductible in this plan and also two choices for coinsurance. You can choose to see health professionals who are not in your PPO network but at higher cost.

BlueChoice Plus®

Involves a PPO network of providers also. There are five levels of possible annual deductible in the plans, and will save even more if you choose health professionals from your network.

BlueEdge Individual HSA

Offers a high deductible insurance plan in combination with a Health Savings Account. The high deductible plan has a lower premium, costs less when you use providers in your PPO network, and still gives you comprehensive health coverage. The HSA is a tax advantaged savings account from which you pay your deductible and various other health expenses. With this plan, you will be able to save money, while maintaining control over your health care decisions.

Medicare Supplemental

Plans help with expenses that will not be paid by Medicare. Here, BCBSNM offers plans with varying benefits, coverage, and premiums.

Blue Cross and Blue Shield of New Mexico is a division of Health Care Service Corporation.

BCBS of New Mexico

P.O. Box 27630
Albuquerque, NM 87125-7630

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Individual-Health-Plans.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company profiled on this site.

 
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KEY FACTS...

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