Blue Cross and Blue Shield of New Mexico (BCBSNM)
In your search for individual health insurance in New Mexico, you have come to the right place – Blue Cross and Blue Shield of New Mexico, where 235,000 New Mexico residents already enjoy its benefits. BCBSNM works with its policyholders to keep the cost of health care down and keep insurance affordable. They emphasize wellness, correct life choices, and thorough understanding of your health insurance needs.
People need individual health insurance for a variety of reasons. Perhaps you are just graduating, retiring early, working for a company without health benefits, opening your own business, etc. BCBS of NM has a broad range of individual plans and can help you find the right fit, with the best coverage at the best price.
BC/BS of NM Individual Health Plans
BlueChoice
Provides a PPO/Preferred Provider Organization network of health care providers who have signed up with BCBSNM for their services. There are four levels of possible annual deductible in this plan and also two choices for coinsurance. You can choose to see health professionals who are not in your PPO network but at higher cost.
BlueChoice Plus
Involves a PPO network of providers also. There are five levels of possible annual deductible in the plans, and will save even more if you choose health professionals from your network.
BlueEdge Individual HSA
Offers a high deductible insurance plan in combination with a Health Savings Account. The high deductible plan has a lower premium, costs less when you use providers in your PPO network, and still gives you comprehensive health coverage. The HSA is a tax advantaged savings account from which you pay your deductible and various other health expenses. With this plan, you will be able to save money, while maintaining control over your health care decisions.
Medicare Advantage: Blue Medicare PPO
An approved Medicare Advantage plan which provides for your health care through a network of doctors, which still allowing you freedom of choice to seek care out-of-network.
Medicare Supplemental
Plans help with expenses that will not be paid by Medicare. Here, BCBSNM offers four plans with varying benefits, coverages, and premiums.
Blue Cross and Blue Shield of New Mexico is a division of Health Care Service Corporation.
BCBS of New Mexico
P.O. Box 27630
Albuquerque, NM 87125-7630
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