Individual Health Plans
Wednesday, July 8, 2015  
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Blue Cross Blue Shield of North Dakota (BCBSND)

Do you live in North Dakota and need individual health insurance? Blue Cross Blue Shield of North Dakota provides coverage to the largest group of residents in the state, while proudly upholding the ideals of the Blue Cross Blue Shield name. The company’s mission is to provide the best value in health insurance to its members. For you, this translates into quality health insurance at a price you can afford.

Americans know that the price of healthcare is constantly rising. In your search for the right plan to fit your needs, you are not alone – there are many other people who realize the importance of such an investment. Health insurance protects the financial security of individuals and prepares them for an unexpected illness or injury. BCBS of ND understands that no two people are alike, and they offer a large selection of plans to cater to your needs. Make the choice for health coverage an easy one with the help of BCBSND. Blue Cross Blue Shield of ND offers many types of plans for individuals and families.

BC/BS of ND Individual Health Plans

Personal Choice

Provides comprehensive medical coverage with a lower annual premium. Benefits are greater and easier when seeking care from a participating BCBS provider. The deductible is considered only for inpatient service, and the plan does not cover maternity services.

Personal Choice for Students

Offers comprehensive coverage to full-time students at a low annual cost. When seeking care from a participating BCBSND health care provider, benefits and ease of service are greater. Deductibles are considered for inpatient service only. Maternity coverage is not offered with this plan.

Comprehensive Major Medical

Targeted to cover the high costs related to a catastrophic accident or illness. As of 2011, there are three plans offered, each with different deductibles and coinsurance levels. Ease of service is higher and more benefits are paid when care is received from a BCBSND provider.

Blue Saver High Deductible Health Plan

Combines with a Health Savings Account (HSA) to provide a lower annual premium and better control over healthcare costs. As of 2011, there are two plans to choose from -- Blue Saver 80 and Blue Saver 100. The HSA is a tax advantaged way to pay for your annual deductible and is similar to an IRA, but for health instead of retirement.

Medicare Supplement Plans

Intended to help pay health costs that are not covered by Medicare. There is a choice of three plans, each with its own level of coverage.

Blue Cross Blue Shield of North Dakota is owned by Noridian Mutual Insurance Company, a not for profit mutual insurance company.

BCBS of ND Office Location

4510 13th Avenue South
Fargo, ND 58121-0001

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Are you over 65?
Yes   No is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Individual-Health-Plans is not a licensed insurer or agency. We provide free information about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Products and services may not be available in all states and no guarantees regarding same are made herein. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company.

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