Blue Cross and Blue Shield of North Carolina (BCBS NC)

Living in North Carolina? Blue Cross and Blue Shield of North Carolina delivers health coverage to approximately 3.7 million members in the state (as of 2009) with excellent customer service and convenient and affordable plans. BCBS NC works to make sure the health insurance you buy is suitable for you and your unique set of requirements.

There are many reasons to need the individual type of health insurance -- owning your own business, just graduating, working for a company without health benefits, retiring early, and so many more life situations and changes – you need insurance that will be tailored to you and your family.

Blue Cross and Blue Shield of NC Individual Insurance Options

PPO Options

Include a choice of two plans with different deductible levels, so you can decide which will be best for you. Both offer you health coverage savings through the BCBS network of providers and also allow you freedom to choose out-of-network health professionals. One option offers small monthly co-payments with a higher annual premium, while the second features higher co-payments with lower annual premiums. There are optional plans for children-only and maternity benefits as well.

Medicare Supplemental Plans

Come in ten versions. They are offered to those with Medicare Part B and help pay for the extra expenses not always met by Medicare.

Short Term Health Insurance

Refers to coverage plans with a range of deductibles and finite coverage periods. It is intended for those who only need insurance for a short period of time, as it comes in 30, 45, 60, 90 day coverage.

Dental Insurance

Enables check-ups and diagnostic and preventive dental procedures with no deductible. Routine and major services have a $75 annual deductible, and you can see any licensed dentist you choose in the state.

BCBS of North Carolina Company Ratings

Best's Rating: A-¹

¹As of March 2009.

BCBS of North Carolina

P.O. Box 2291
Durham, NC 27702

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