Blue Cross Blue Shield of Illinois
(BCBSIL)
If you are looking for individual health insurance
in Illinois, you have come to the right place. Blue
Cross and Blue Shield of Illinois
has been providing quality health insurance to Illinois residents
for over 65 years.
Whatever your reasons for needing individual
health insurance -- your job does not offer coverage, you
are self-employed, you are no longer covered under your parents'
plan, you are going off of COBRA, etc. The list is long, and
finding an individual health plan can be confusing. BCBSIL
can help you with your confusion and find you suitable coverage
for whatever stage you are at in your life.
BCBS of Illinois Individual Health Plans
BlueEdge™
Individual
HSA and BlueEdge™ Individual HSA 5000 are both high
deductible health insurance plans that work with Health Savings
Accounts. Here, you open an HSA and deposit tax-advantaged
money to be used for your deductible. The BlueEdge plan has
lower annual costs because of the high deductible. This allows
you to save in two ways.
SelectBlue™ Plan
Includes
a selection of levels for the choice in your deductible. You
have a wide range of health care providers to choose also
from the BCBSIL network. You can have $20 co-payments, as
well as wellness benefits.
BlueChoice™ Select
Offers a wide range of deductibles from which to choose, $30
office visit co-payments, $10 prescription co-payments, well-child
care, well-adult care, and use of the BlueChoice network.
SelectBlue Advantage™
Provides major medical coverage through the BCBSIL network
of health care professionals and $30 office visit co-payments,
$10 generic prescriptions, higher out-of-pocket maximums.
BlueValue™ Plan
Offers
more flexibility with reliable benefits, freedom of choice
and membership in Members First™ Discount Program.
BlueChoice™ Value
Provides
affordable rates for a broad range of benefits, use of the
BlueChoice network of health professionals, Members First™
Discount Program, and even optional maternity.
BlueValue Advantage™
An affordable plan because of several new cost sharing
ideas and includes all the benefits of the BlueValue™
plan.
Traditional Blue™
Offers
total freedom of choice for any health care provider you want.
The plan comes in several levels, depending on your choice
for deductible and coinsurance.
BasicBlue™
Provides the
lowest annual premium because it leaves out most routine outpatient
coverage. You enjoy coverage for the high expenses of hospital
and surgical care from the BCBS of Illinois network of health
care providers.
Children’s Health Insurance Plans
Include all of the above plans and are intended for unmarried
children ages 1 to 17. These plans are often needed when your
own health insurance does not cover your children.
Medicare Supplement
Over 65 Plans - BCBS of Illinois currently covers over 300,000
people over the age of 65. They also offer up to 4 different
coverage plans for seniors. These affordable and highly flexible
plans include such perks as guaranteed acceptance with no
questions asked; coverage guaranteed to match Medicare's cost
increases year after year; and guaranteed renewability regardless
of changes in your health.
Blue Cross and Blue Shield of Illinois is a
Division of Health Care Service Corporation, a Mutual Legal
Reserve Company, an Independent Licensee of BCBS Association.
BCBS of Illinois HMO Ratings
Best's
Rating: A+¹
¹As of March 2009.
The financial strength and future outlook of a company are reflected in the ratings above.
BC/BS of IL Office Location
300 East Randolph Street
Chicago, Illinois 60601-5099
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