Arkansas Blue Cross and Blue Shield
(AR BCBS)
One of your friends or neighbors might have
told you about the quality of care they’ve experienced
at Arkansas Blue
Cross and Blue Shield, and you want to find out about
the company for yourself. Arkansas BCBS has delivered its
expert insurance services for over 50 years and is now one
of the largest health insurance providers in the state. The
company is owned by its policyholders which makes it a mutual
insurance company that is non-profit and independent. Arkansas
Blue Cross strives to better the health of its members by
providing the best value in health insurance and other company
services.
There are many reasons you may need individual
health insurance coverage, and Arkansas Blue Cross understands
this. You may be employed where health insurance is not offered,
an early retiree, a recent graduate, between jobs, self-employed,
or under a set of completely different circumstances. Arkansas
Blue Cross and Blue Shield will help you find a plan to suit
your needs. Arkansas BCBS is also known for its Value-Added
Services at no extra costs, like health educational programs,
subrogation, and discount cards.
Arkansas BC/BS Individual Health Plans
Short-Term Blue
Offers health
insurance coverage through a Preferred Provider Organization
(PPO) network of health care providers for individuals who
need insurance for only a short period of time. You have the
choice on the length of coverage (from one to six months)
as well as on the amount of deductible.
Blue Solution PPO
Presents
a network of health care providers for health services called
a Preferred Provider Organization or FirstSource (trademark).
There are several levels of deductibles, coinsurance, and
maximums from which to choose that will determine the annual
premium.
Basic Blue
Provides essential health care
coverage at a lower cost. You can choose any health care provider,
although the network providers may be slightly more affordable
and convenient. Coverage for office visits and prescription
drugs may be added as a separate rider to the policy.
HSA Blue PPO and HSA Blue PPO Plus Plans
Both combine the services of a PPO with the Health Savings
Accounts. Here, use of the extensive network of PPO health
care providers can save you money. The HSA allows you to place
money in these tax free accounts and use the money to pay
your deductible and further use any leftover money for future
health costs.
BlueCare Dental
Offers deductions
on minor and major restorative services from dentists, especially
those who contract with Arkansas BCBS. There are no deductibles
on preventive care, and other deductibles are low.
Medi-Pak® Medicare Supplement
Provides
coverage for the gaps in Medicare and comes in several benefits
levels. Medi-Pak also offers many extra features, like automatic
claim filing, in-home health care, drug benefits, and more.
Arkansas BCBS
601 South Gaines St.
Little Rock, AR 72203-2181
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