Individual Health Insurance in Arkansas (AR)
Arkansas is home to more than 2.7 million people and more than 48,500 babies are born each year to add to this number. Unfortunately, more than half a million Arkansans are uninsured, but with the wide availability of innovative health insurance policies, there is something for everyone.
Arkansas Health Facts and Insurance Needs
More than 18 percent of Arkansas' mothers-to-be do not receive proper prenatal care. Consequently, more than 3500 babies are born with low birth weight–a whopping 9 percent of all births–and 13 percent are born prematurely. In the first 35 months of life, only 70 percent receive the immunizations they need, a full 10 percent fewer than the national average.
As they grow older, the state of health for many of Arkansas' children does not improve: 16 percent are overweight or obese and only 49 percent visited both a dentist and a primary care physician last year, again, 10 percent fewer than the national average.
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Arkansas' adults don't fare much better. More than 62 percent are overweight and only 61 percent went to the dentist last year. Meanwhile 8 percent of Arkansan adults are diagnosed with diabetes, another 11 percent with asthma and 20 percent are disabled. For every 100,000 people in Arkansas, 258 die of heart disease, 213 die from cancer, 70 die of stroke and 18 die from Alzheimer's disease each year. Now more than ever it's important to take advantage of the health insurance options available. Get a quote today.
Health Insurance Laws in Arkansas
Arkansas law allows insurance companies to turn you down for coverage. Pre-existing conditions can make you permanently ineligible for coverage. Pregnancy and genetic information can be classified as pre-existing conditions. If a health problem makes you ineligible for coverage, you may purchase Arkansas Comprehensive Health Insurance Pool insurance. There are no regulations which limit premium prices.
Arkansas Individual Health Insurance Companies
Arkansas Blue Cross Blue Shield
Fairmont Specialty Group