Anthem Blue Cross and Blue Shield of Kentucky (Anthem BCBSKY)

The cost of health care is rising yearly. As a result, you may be wondering what options are available in the individual health insurance market. Anthem Blue Cross and Blue Shield of Kentucky has your answers.

Anthem Blue Cross and Blue Shield of Kentucky is one of the largest providers of healthcare coverage in the state, providing healthcare security to many of your neighbors. There are several choices for individual coverage designed to satisfy your individual needs, no matter the reasons you may have for needing individual health insurance. New graduates, self-employed, early retiree – we have coverage for you.

Anthem BCBS of KY also goes beyond the basic requirements of health insurance by following their company mission, to improve the health of the people they serve. All plans come with the trusted history of Anthem Blue Cross and offer exceptional insurance choices.

Anthem BC/BS of Kentucky Individual Healthcare Plans

Lumenos® (HSA)

Combines a high deductible health plan with the new Health Savings Accounts, the tax-deductible means of paying for your deductibles. You will have the convenience of a PPO/Preferred Provider Organization and its large network of health care providers for your additional savings. Of course, with a PPO, you also have the freedom to seek help with out-of-network providers at a greater cost. Anthem BCBS also provides the extra services of their preventive and wellness programs.

Blue Access® Economy

Insures you with a PPO network of health care providers that you can choose in order to save money, or you can go out-of-network at a higher cost out of your pocket. When you sign up, you have a range of deductibles and coinsurance choices from which to choose that will determine your premium level.

Blue Access®

Offered with a range of three levels of coverage which can be tailored to your specific requirements. There are choices in deductibles, coinsurance costs, and prescription plans, all contributing to the cost of the annual premium. There is an extensive network of health care providers in these PPO plans that are all back by the trusted name of Anthem Blue Cross and Blue Shield.

Blue Short-Term^SM

Provides health coverage for individuals who find themselves without insurance for a brief time, usually from one to six months. Anthem BCBS of KY offers a broad range of coverage, with choices of deductible amounts and length of time for covered services.

Medicare Supplement (Medigap)

Provides a choice of plan A, B, C, E, or F, one of which will satisfy the demands of each individual aged 65 or older. These plans are meant to help with health care fees that are not paid by Medicare.

Anthem Blue Cross and Blue Shield of Kentucky is the trade name for Anthem Health Plans of Kentucky.

Anthem BCBS of Kentucky Company Ratings

Best's Rating: A¹

¹As of March 2009.

Anthem BCBS of KY Office Location

9901 Linn Station Rd.
Louisville, KY 40223-3803

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