Alternative Therapy Coverage
Alternative therapies, also referred to as Complementary and Alternative Medicine (CAM), are quickly becoming more popular and accepted in today’s society. Yet, they still have not begun to be accepted as part of traditional medicine and therefore are generally not covered under a healthcare insurance plan. Alternative therapies include acupuncture, acupressure, holistic healing, hypnosis, spiritual healing, chiropractic therapy, and herbal and vitamin therapies, among others.
If your philosophy about health and wellness takes a more holistic or experimental approach than traditional medicine offers, you can look into alternative therapy insurance. Typically, these plans are only offered through group health insurance packages, and then only as discount plans (in which you receive a discounted fee for these treatments, but are responsible for the majority of the expense). As CAM treatments and health philosophies continue to gain momentum with patients everywhere, insurance companies will eventually have to meet patient demand for these services.
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You might be interested in learning about other specific areas of health insurance coverage, such as:
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